Heads of Retail
Grow Retail Banking With Greater Precision
AI-driven decision intelligence and proprietary industry benchmarks that help retail banking leaders acquire better customers, strengthen primary relationships, and drive profitable customer growth.
Retail banking leaders are navigating one of the most significant periods of change in the industry's history. Shifting customer expectations, digital competition, changing deposit economics, and advances in AI are creating new opportunities and new risks. Every institution can see the landscape changing. The harder question is which shifts matter, how they affect your business, and where to focus first. For decades, Curinos has helped financial institutions understand their performance in the context of the broader market. By combining institution-level data with industry benchmarks, market intelligence, and patented decision science, we help leaders understand where growth is coming from, where it is at risk, and which actions are most likely to improve outcomes. Curinos One is the Decision Intelligence platform for banking. It brings together Curinos' proprietary market intelligence, customer intelligence, and AI-driven decisioning to help financial institutions make better growth decisions across the customer lifecycle. Rather than treating acquisition, deposit growth, retention, pricing, and customer engagement as separate challenges, Curinos One helps institutions coordinate them around a shared view of customer value. The result is stronger customer relationships, more efficient growth, and decisions that become smarter with every interaction.
Benefits
Acquire Better Customers
Identify and prioritize the prospects most likely to become profitable, long-term banking relationships, not simply the ones most likely to open an account.
Grow Deposits More Efficiently
Use customer intelligence, competitive benchmarks, and AI-driven decisioning to attract and retain balances without relying solely on broad-based pricing actions.
Strengthen Primary Relationships
Coordinate marketing, product, pricing, and customer engagement decisions around a shared understanding of customer value to deepen relationships over time.
Success Metrics
Customers acquired through Curinos One carried more than double the balances versus the control group.
One bank generated over $1.6B in incremental deposits following Curinos One deployment.
Curinos receives weekly anonymized deposit account data covering $6T+ in deposits fueling our proprietary benchmarks and decision intelligence.
Curinos Deposit Optimizer clients outperform peers by 15 bps across upward and downward rate environments while maintaining or exceeding growth.
Heads of Retail Relevant Products
Retail Deposit Analyzer/Optimizer Suite
The industry’s most comprehensive deposit intelligence platform – benchmarking, analytics, and pricing optimization that drive measurable outperformance
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