Fintechs

Fintechs thrive by being nimble, but sustainable growth in financial services requires the same sophisticated decision intelligence used by the world's leading banks – just used differently. To thrive, this decision intelligence must be underpinned by market intelligence, benchmarking rigor, and pricing sophistication. Most fintechs are competing against institutions with decades of proprietary data and analytical infrastructure, without access to the same intelligence. Curinos enables fintechs to level that playing field. The best way to be different is to know as much as possible about how your competition makes decisions. Curinos provides fintech teams with access to the proprietary benchmarking data, behavioral analytics, and decision intelligence infrastructure that traditional players rely on — delivered in a way that fits how fintechs actually work. For fintechs pursuing a banking charter, Curinos provides the market analysis, competitive benchmarking, and financial modeling support that regulators expect to see — helping applicants build a credible, data-grounded case for approval. Our cross-bank benchmarks span 2,500+ financial institutions and $6T+ in deposit data, and $2.5T in loans across consumer, small business, and credit card segments, providing a market view no individual institution or startup could generate independently. The result for fintechs is faster execution, smarter product decisions, and the analytical discipline needed to compete and win in increasingly crowded financial markets.