Banks & Credit Unions
AI-Driven Decisions. Measurable Banking Results.
The AI-first decision intelligence platform that connects banking data to confident action — and confident action to measurable growth.
Banks and credit unions are sitting on more data than ever — but data alone doesn't grow deposits, deepen relationships, or reduce attrition. The institutions pulling ahead in today's market aren't just better informed — they’re making better, faster decisions at the individual customer level — enabling them to build systems that compound that advantage over time. Curinos One is the AI-enabled decision intelligence platform purpose-built for financial institutions. Deployed across leading North American banks and credit unions, it integrates your institution's first-party data, third-party signals, and Curinos' proprietary benchmark intelligence into a unified decisioning engine. The platform identifies growth opportunities, recommends actions, and executes them across marketing, product, and pricing — continuously learning from every outcome to sharpen future decisions. Human judgment remains central throughout: Curinos One augments your decision-makers rather than replacing them, keeping qualified professionals in control while accelerating their speed and precision. Our platform is powered by the most comprehensive proprietary dataset in financial services — $6T in deposit data, rate intelligence across 2,500+ institutions, and 25 years of cross-bank benchmarks to ensure every decision is grounded in the most complete view of the market available.
Benefits
Customer-Level Decision Intelligence
Curinos One generates coordinated decisions for individual customers — not segment-level recommendations — delivered directly into your marketing, product, pricing, and banker workflows.
A Compounding Performance Advantage
Every decision Curinos One makes informs the next, building a continuously improving decisioning engine that grows more precise — and more valuable — over time.
The Deepest Benchmarks in the Industry
Access $6T in deposit account-level data, rate intelligence across 2,500+ institutions, and 25 years of proprietary cross-bank benchmarks — the foundation that powers every Curinos decision.
Success Metrics
Customers acquired through Curinos One carried more than double the balances versus the control group.
One bank generated over $1.6B in incremental deposits following Curinos One deployment.
Curinos receives weekly anonymized deposit account data covering $6T+ in deposits fueling our proprietary benchmarks and decision intelligence.
Curinos Deposit Optimizer clients outperform peers by 15 bps across upward and downward rate environments while maintaining or exceeding growth.
Banks and Credit Unions Relevant Products
Deposit Analyzer/Optimizer Suite
Comprehensive deposit intelligence across Consumer, Small Business, Wealth, and Commercial — benchmarking, analytics, and pricing optimization for your entire balance sheet
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