Curinos + FIS
Deposit Optimizer Essentials Experience higher deposit growth at lower marginal costs
Growing deposits while managing interest expense is more complex than ever in today’s shifting rate environment.
That’s why FIS has partnered with Curinos—bringing together FIS’ core data and Curinos’ advanced analytics and deep industry expertise to help banks navigate this challenge with confidence.
Through this partnership, clients gain access to Deposit Optimizer Essentials by Curinos, seamlessly integrated with FIS IBS and HORIZON core banking systems.
This powerful solution enables financial institutions to:
- Diagnose and benchmark deposit performance using account-level data
- Build tailored product and pricing strategies to grow deposits more efficiently
- Inform asset/liability management with deeper insights
- Achieve stronger deposit growth at lower cost, across all rate cycles
And with accelerated onboarding, clients benefit from a faster time-to-value—so results come quicker, and ROI grows faster.
Solution Highlights
Deposit Optimizer Essentials is a web-based platform solution that will allow financial institutions to better identify and work toward growth targets.
By optimizing product strategy and pricing levels, institutions can make more efficient marginal funding trade-offs, increase overall analytical and operational efficiencies, and ultimately increase deposit value. Clients will also have access to market leading Curinos consulting expertise via monthly industry insights and quarterly webinars to discuss industry trends and forecasts.
Deposit Optimizer Essentials Clients Outperform
Fuel Growth Targets More Efficiently
Optimize promotional pricing, make efficient marginal funding trade-offs & benefit from broad brush methodology used by most financial institutions.
Analytical & Operational Efficiencies
Actionable metrics, shortened decision/action cycle & 50%-90% reduction in analysis and report generation time.
Increase Deposit Value
Increase duration of customer deposits, improve portfolio mix, increase share of core vs non-core deposits & decrease risk of over-concentrations.
Features
- Web Platform - Executive dashboard with additional views that include industry comparisons
- Competitive Rate Data - Comprehensive access to our database of deposit rates by named competitor
- Emailed Executive Summary - Includes expert commentary commonly included in deposit meeting materials
- Expert Support - Quarterly webinar that covers market trends with live Q&A and expert, dedicated client success support
- FIS Core Data Processing Strengths - Our partnership accelerates the onboarding process, resulting in lower time-to-value for IBS and HORIZON core clients.
Deposit Optimizer Essentials By The Numbers
Processes $3T of consumer account-level deposit data
Represents 45% of the market
Up to 15bps reduction in interest expense