Pricing Data - Retail Deposits
Curinos empowers those responsible for retail deposit pricing to make well informed pricing and product decisions across consumer and small business deposit rates and fees with timely, granular, institution-level data
Elevate competitive edge with Curinos’ Retail Deposit Pricing insights
Gain a clear view of your institution’s market position—nationally or within a unique footprint—with deposit pricing data drawn from 2,500+ financial institutions—unlocking insights to identify growth and margin management opportunities in a data-driven way to optimize performance and drive long-term success.
The Curinos advantage is how we source our data—we source deposit pricing/rate sheets directly from institutions and supplement with a mature, at-scale research capability—which leads to more accurate, reliable, and granular insights.
We provide Pricing Data in a variety of ways to meet the needs of different users: through our interactive Pricing Data Platform which provides self-service data exploration, alerts, and report building/scheduling capabilities; through executive summary reports delivered directly to your team’s inbox; or through CurinosConnect, our API-based Excel plug-in.
Deposit Rates
Consumer Deposits:
- Interest Checking
- Savings
- Money Market Deposit Accounts
- Certificates of Deposits
- Individual Retirement Accounts
- Escrow Accounts
- Health Savings Accounts
Business Deposits:
- Interest Checking
- Savings
- Money Market Deposit Accounts
- Certificate of Deposit
- Homeowners Association
- Insured Sweeps
- IOLTA
- Public Funds
- Non-Profit Accounts
Deposit Fees
- Account Maintenance Fees By Product
- ATM fees
- Online Banking Fees
- Bill Pay Fees
- P2P Fees
- Remote Deposit Capture Fees
Product Benefits
Accurate and Timely Insights
Curinos data is refreshed on a daily/weekly basis to ensure insights are current and actionable, allowing institutions to react quickly to changes in market rate movements and competitor responses.
Broad Market Coverage
We track 2,500+ institutions nationally across deposit products, ranging from national to community banks, credit unions, and other financial institutions, giving an understanding of market prices.
Deep Granularity
Our deposit data is segmented by institution, product, state, balance tier, ownership type, core vs. promotional, and a variety of product feature requirements.
Our Key Features
Self-Service Report Building
Our recently-modernized Pricing Data Platform allows users to parse through raw institution-level data, develop and schedule custom reports for ongoing delivery, and set alerts around competitor pricing and product changes.
Raw Data
Access to raw data through CurinosConnect, our API-based Excel plug-in, which allows analysts to source and refresh data for customized, deep dive analysis on their own terms.
Personalized Alerts
Our Pricing Data Platform allows users to set custom alerts to learn of specific competitor pricing changes, product changes, and promotion activity, enabling rapid response.
Key Stats
Individual institutions tracked for deposits on a weekly basis
Of estimated industry retail deposit balances covered by our pricing data
Years of data history to support through the cycle historical analysis