Curinos empowers those responsible for retail lending to make smarter pricing and product decisions across home equity, auto/vehicle, personal, credit card, and small business lending activities with granular, timely institution-level rate and fee data
Gain a clear view of your institution’s market position—nationally or within a unique footprint—with consumer loan pricing data drawn from 2,500+ financial institutions—unlocking insights to identify growth and margin management opportunities in a data-driven way to optimize performance and drive long-term success. Uncover opportunities, adapt pricing strategies, and maximize competitive advantage with visibility into evolving market movements.
The Curinos advantage is how we source our data—we source loan pricing/rate sheets directly from institutions and supplement with mature, at-scale, research capability—which leads to more accurate, reliable, and granular insights. Curinos provides pricing data in a variety of ways to meet the needs of different users: through our interactive Pricing Data Platform which provides self-service data exploration, alerts, and report building/scheduling capabilities; through executive summary reports delivered directly to your team’s inbox; or through CurinosConnect, our API-based Excel plug-in.
Curinos' retail lending data spans institutions with over $2T in loans across home equity, personal, auto/vehicle, small business, and credit card segments, with insights into over 20 lending sub-products.
Home Equity Lending
Personal Lending
Auto/Vehicle Lending
Small Business Lending
Credit Card
Our data is refreshed on a daily/weekly schedule to ensure insights are actionable, allowing institutions to implement quick reactions to changes in market rate movements and competitor responses.
We track 2,500+ institutions nationally across products, ranging from national to community banks, credit unions, and other financial institutions, resulting in a deep understanding of market prices.
Our lending data captures a wide variety of subproducts, terms, loan sizes, risk characteristics, and other important lending vertical-specific dimensions to fit clients’ varied strategies.
Our recently-modernized Pricing Data Platform allows users to parse through raw institution-level data, develop and schedule custom reports for ongoing delivery, and set alerts around competitor pricing and product changes.
Access raw data through CurinosConnect, our API-based Excel plug-in, which allows analysts to source and refresh data for customized, deep dive analysis on their own terms.
Our Pricing Data Platform allows users to set custom alerts to learn of specific competitor pricing changes, product changes, and promotion activity, enabling rapid response.
Individual lending institutions tracked on a daily/weekly basis
In loan balances held by the lenders for which we track rates
Lending origination yield advantage by users vs. non-users of Curinos data
